INSTANT QUOTE HELP

Select Policy Type

• Single Trip
  A one off trip departing from and returning back to your home in the UK or Republic of Ireland.
   
  
• Winter Sports Travel
  A single trip policy including cover for skiing and snowboarding departing from and returning back to your home in the UK or Republic of Ireland.
   
  
• Backpackers / Students
  A low cost single trip extended stay insurance. Options for winter sports and to remove personal possessions cover (Discovery Light) departing from and returning back to your home in the UK or Republic of Ireland. Max. age 45.
    
• Annual Multi Trip
  Covers unlimited trips departing from and returning back to the UK or Republic of Ireland within the chosen trip duration (24, 31, 45, or 60 days).
  

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Select Area

• Europe
  Countries west of the Ural Mountains, The Azores, Canary Islands, Iceland, Madeira, Jordan and countries bordering the Mediterranean Sea (but not Algeria, Lebanon, Israel, and Libya)
   
• World Wide Exc. USA / Canada (Not shown for annual policies)
  All countries except for the USA or Canada.
   
• World Wide Inc. USA / Canada
  All countries including for the USA or Canada.
   

IMPORTANT: There is no cover for any country where the UK Foreign and Commonwealth Office advise against any travel to. For more information visit www.fco.gov.uk/travel

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From / To

• All Single Trip Policies
  The dates should be those on which you travel depart the UK / Ireland and return back to the UK / Ireland. Cancellation cover begins from the time you book the insurance irrespective of the "From" date.
   
• Annual Multi Trip Policies
  The From date is the date that all cover begins including cancellation cover. The length of each trip is governed by the chosen trip duration (24, 31, 45, or 60 days).

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Annual Multi Trip Options

• Business Equipment Options
  This option provides insurance for computer and other business related equipment carried by you for your business.
• 24 day Ski Option.
  Provides ski, snowboard and winter sports cover for a duration not in excess of 24 days.

Backpackers / Student Options

• Ski / Snowboard Cover (Discovery Ski)
  Extends the insurance to include ski and snowboard risks (Note the cover does not extend to such activities as a part of employment, leisure skiing however would be included outside of employment)
• Excluding Baggage Cover (Discovery Light)
  A budget insurance option which removes cover for Personal Effects and Baggage, Personal Money, and Hospital Benefits (Medical expenses are still insured)
  

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Number of Insured Persons:

• Single Trip
   Enter the number of persons to be insured in the following age groups:
  Adults aged 66-69 at date of departure. (available for Europe and World Wide excluding USA or Canada only.)
  Adults aged 18-65 at date of departure (available to all destinations world wide)
  Children aged 2 - 17 at date of departure. (insured free of charge when accompanied by an insured adult on the same policy. Children on their own policy will be charged the adult rate. Maximum four free children per adult premium payer)
  Children aged 0 - 2 at date of departure (insured free of charge when accompanied by an insured adult on the same policy)
   
• Winter Sports Travel
  Enter the number of persons to be insured in the following age groups:
  Adults aged 66-69 at date of departure. (available for Europe and World Wide excluding USA or Canada only.)
  Adults aged 18-65 at date of departure (available to all destinations world wide)
  Children aged 2 - 17 at date of departure. (insured free of charge when accompanied by an insured adult on the same policy. Children on their own policy will be charged the adult rate. Maximum four free children per adult premium payer)
  Children aged 0 - 2 at date of departure (insured free of charge when accompanied by an insured adult on the same policy)
   
• Backpackers / Students
  Enter the number of persons to be insured in the following age groups:
  Adults aged 18-45 at date of departure (available to all destinations world wide)
  Children aged 2 - 17 at date of departure. (insured half price when accompanied by an insured adult on the same policy. Children on their own policy will be charged the adult rate. Maximum four children half price per adult premium payer)
  Children aged 0 - 2 at date of departure (insured free of charge when accompanied by an insured adult on the same policy)
   
• Annual Multi Trip
   Select the number of adults to be insured:
  Single Person aged up to 55 or Single Person aged 56 - 65 (Select this for an individual's policy)
  Couple age up to 55 or Couple age 56 - 65. (Couple refers to married, common law or partners living as married in the same household in the last six months or more. If a one person is 55 or under and the other 56 - 65 then the upper age should be selected.)
  
  Children aged 2 - 17 at date of departure. Insured free.. Children on their own policy will be charged the adult rate. Maximum four children half price per adult premium payer)
  Children aged 0 - 2 at date of departure (insured free of charge when accompanied by an insured adult on the same policy)
  
  Adults and children may travel independently of each other.

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It is important that you read the Policy Schedule which tells you what you are and are not covered for.